How much can you borrow on Internet?
Internet offers installment loans. Portal users can apply for loans in the amount from PLN 2,000 to PLN 5,000 for a period of 6 to 30 months . The loan is paid in equal monthly installments specified in the loan agreement.
Who can get a loan at Internet?
Instant payments in Internet are intended for Polish citizens with permanent residence who are in the age range 25-80 years . As you can see the upper age limit is quite high (loans for retirees and pensioners). Another requirement is having a stable source of income. Loans will not be granted to persons who, at the time of submitting the loan application, have an outstanding loan in SMS Loan. Internet verifies borrowers in the register of debtors – applications of persons with a negative credit history in KRD, BIK, BIG InfoMonitor are rejected. Internet requires documents confirming having a permanent source of income. The Internet.pl website has a detailed list of these documents for individuals, legal entities, farmers, retirees and pensioners.
How can I apply for a loan in Internet?
All formalities related to obtaining a loan from Internet can be arranged online. At Internet.pl, after declaring the loan amount and repayment period, complete the short registration form. In addition to personal data, income type is required. You can choose from own business, employment contract, retirement, disability pension, farm income, commission contract, work contract and others. The lender assesses creditworthiness and on this basis decides to grant an installment loan. Information with the result of verification is sent in the form of an SMS or by phone. In the case of a positive decision, the courier is provided with a contract. After signing it, you can expect cash. The money will be transferred to the bank account indicated in the registration application or can be collected at Bank Pekao or at the Poczta Polska branch.
Does Internet check the registers of debtors?
Internet is guided by the principle of responsible lending. Persons with a negative opinion in any KRD, BIK, BIG InfoMonitor register are excluded from obtaining an installment loan in Internet.
How much time do you have to wait for cash on Internet?
A non-bank loan is transferred to a bank account up to 3 business days from the date of signing the contract. The time of receiving funds depends on the dates of bank sessions. If the borrower has chosen the cash withdrawal option (GIRO check) at Poczta Polska, the payment can be made within 5 calendar days of the conclusion of the contract. Another option is to collect cash at one of the branches of Bank, also within 5 calendar days.
Can I pay back the loan earlier on Internet?
At Internet you can make an early repayment of the loan. The advantage of this solution is that the total cost of the loan specified in the contract will be reduced by commissions and fees charged for the unused period of the loan.
Can I extend the loan repayment date in Internet?
At Internet.pl it is not possible to extend the loan repayment date.
What are the consequences of not paying back the loan on time?
If the borrower fails to repay the loan on time, he will be charged additional fees in the form of penalty interest for delay and the costs of any court and enforcement proceedings. In addition, it may end up in the registers of debtors, which in the future may result in the inability to obtain any loan or credit.